Finance Calculators
Budgeting, savings, debt, affordability and money-planning tools.
Tools
APR Calculator
Estimate a rough APR from loan amount, total fees and term.
Budget Calculator
Estimate monthly money left after income and regular expenses.
Compound Interest Calculator
Calculate compound growth from a starting balance, rate and years.
Credit Card Interest Calculator
Estimate monthly card interest from balance and APR.
Daily Budget Calculator
Turn a monthly budget into a simple per-day spending target.
Debt Payoff Calculator
Estimate how many months it could take to clear a balance with fixed monthly payments.
Debt-to-Income Calculator
Calculate debt-to-income ratio from your total monthly debt payments and gross monthly income.
Emergency Fund Calculator
Estimate how much emergency savings you may want based on monthly essential costs.
Inflation Calculator
Estimate how rising prices change the buying power of money over time.
Investment Return Calculator
Measure gain, loss and return percentage on an investment.
Loan Payment Calculator
Estimate monthly loan payments from loan amount, rate and term.
Mortgage Calculator
Estimate monthly mortgage payments from loan amount, rate and term.
Pay Off Faster Calculator
Compare payoff time with your current monthly payment and a higher proposed payment.
Rent Affordability Calculator
Estimate affordable monthly rent from net income and your chosen rent-to-income ratio.
Retirement Calculator
Estimate the future value of retirement savings with monthly contributions.
Savings Calculator
Estimate how savings can grow with regular monthly deposits and interest.
Savings Goal Time Calculator
Estimate how many months it could take to hit a savings target using your current amount and monthly contribution.
Side Hustle Income Calculator
Estimate side hustle income from orders, jobs or clients completed each month and the profit made on each one.
Simple Interest Calculator
Calculate simple interest from principal, rate and time.
Sinking Fund Calculator
Estimate the monthly amount needed to build a future spending fund by a target date.
Loan Interest Calculator
Estimate total loan interest based on amount, rate and repayment period.
Guides
How to Calculate Holiday Pay
Learn a simple way to estimate holiday pay from hourly rate, weekly hours, and holiday days.
How to Calculate Overtime Pay
Learn a quick overtime pay formula using hourly rate, overtime hours, and multiplier.
How to Convert Hourly Pay to Salary
Estimate annual salary from hourly rate, hours, and weeks.
How Shift Earnings Work
Understand shift earnings after breaks and shift count.
VAT Calculation Guide
Learn how to add VAT and how to extract VAT from a gross amount.
How to Calculate a Discount
Learn how to calculate a discount amount and final sale price with a simple worked example.