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Everyday tool

Savings Calculator

Project the future value of your savings with a starting balance, monthly contributions, and interest.

Instant useNo sign up, quick result.
Clear outputMade for fast practical checks.
Related next stepsJump to supporting tools after.
Calculator

Use the savings calculator

Estimate how savings can grow with regular monthly deposits and interest.

Result: waiting for input

Enter your values to see the result.

How it works

Formula

Future value = principal growth + growth of monthly deposits.

Example

Starting with £1,000, adding £200 a month for 5 years at 4% will grow the pot faster than saving with no interest.

Frequently asked questions

Does this include tax?

No. It is a simple growth estimate.

Is compound interest monthly here?

Yes. This version compounds monthly for a practical estimate.

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